THE CHALLENGES OF OPENING THE ECOSYSTEM
Simpler and more secure integrations.
IC Open Finance standardizes APIs, facilitates reliable testing environments, and incorporates access, traceability, and compliance controls.
IC Open Finance
Your open banking
to connect what's next
Centralize your APIs, simplify third-party integration, and maintain security, traceability, and compliance in every connection.
+500
APIs to integrate
+11,000
Developers in the ecosystem
Weeks
To respond to regulatory changes
Real-time
KYC compliance and digital signature
This platform is AI-optimized
TECHNOLOGY AND ECOSYSTEM
More tools to develop. More opportunities to grow.
Through Tesobe and Open Bank Project, we provide banks and developers with access to technology, documentation, and resources that simplify the creation of new financial solutions.
Request a demoOPERATIONAL AUTONOMY
Benefits of implementing Open Finance in your bank.
Develop new business lines without the need for investment in staff, marketing, or branches.
Expand your market niches by operating as a "white label" for FinTechs in the ecosystem, without affecting your bank's primary brand positioning.
ALWAYS stay up to date with your country's regulatory requirements (We are committed to implementing government-mandated changes within a few weeks).
Incorporate financial industry standards to achieve connectivity and maintainability while scaling your own developments.
A STRATEGY FOR OPENNESS AND GROWTH
Open Finance Objectives
Advance toward Open Finance progressively: strengthen compliance, accelerate innovation through partnerships, and enable Banking as a Service offerings.
Compliance
Adapt to new regulatory requirements with a platform prepared to incorporate Open Finance standards, controls, and updates.
Ecosystem adoption
Integrate the bank with the fintech ecosystem to accelerate innovation, add capabilities, and enable partnerships, products, and new business models.
Banking as a Service
Turn your banking capabilities into services so third parties can develop new experiences, products, and channels on top of the bank's infrastructure.
DATA INTELLIGENCE
Concrete examples of Open Finance use cases
Sale of any type of product or service, with credit granted by the bank, without the need to leave the commercial environment where the user is located.
Ability to provide credit to SMEs through organizations or institutions that represent a specific sector.
READY-TO-USE CAPABILITIES
Some of our available APIs
Access a catalog of APIs to connect accounts, payments, onboarding, KYC, branches, and more, with documentation and controls ready to accelerate every integration.
Accounts
Access the user's list of accounts and account information such as balance.
Branches, ATMs
Access the list of branches and ATMs for the specified bank, including geolocation and opening hours.
Counterparties
Access an account's payers and beneficiaries, including metadata such as their aliases, tags, logos, and home pages.
Webhooks
Access the list of branches and ATMs for the specified bank, including geolocation and opening hours.
Onboarding and KYC
Create users, clients, and accounts. Access documents, media, and Know Your Customer (KYC) status.
API Roles, Metrics, and Documentation
Grant granular access to users and third-party applications, and obtain API metrics and documentation.
Payments and transaction requests
Initiate transfers. Review and confirm charges (in accordance with PSD2).
Search store
Perform advanced searches and statistical queries on the data store.
Dynamic endpoints
Create endpoints quickly using Swagger/Open API specification files.
Metadata
Enrich transactions and counterparties with metadata including geolocations, comments, images, and tags.
Minutes
Clear mechanism to stop or limit the agent under defined conditions.
VISIBILITY AND CONTROL
Unlock new opportunities without losing control.
Monitor new business growth in real time and securely manage which APIs are exposed, who can use them, and when to revoke access.
