THE PAIN AND ITS solution
Having an app isn't enough. It has to feel like it belongs.
Three typical problems with apps that end up being uninstalled. Three answers that keep them on the home screen.
IC MOBILE BANKING
The app that takes
your bank further.
100% native app, multi-factor biometrics, contextual push notifications, and experiences tailored to every profile. Awarded Best of Show at Finovate 2021.
4.8 ⭐️
average app store rating
100%
native code
iOS + Android
iOS + Android
8s
average onboarding time with biometrics
+50
banks launched their app with us
This platform is AI-optimized
What does IC MOBILE BANKING do?
Four capabilities
in a single core
What Smart Platform delivers out of the box so the bank can focus on its strategy, not technical issues.
100% native app
iOS and Android developed with official components, not wrappers. 60fps animations, native gestures, and minimal battery consumption.
Multi-factor biometrics
Face ID, Touch ID, voice, and gesture patterns. An additional layer of fraud detection for high-value transactions. Banking compliance by design.
Contextual AI push notifications
Notifications triggered by real customer events: salary deposits, unusual spending, or new opportunities. Connected to Smart Platform for perfect timing and relevance.
Smart offline-first
Secure local cache for balances, recent transactions, and frequent operations. The app remains useful offline and synchronizes once the connection is restored.
Data intelligence
From zero to transfer in under 5 seconds.
Your customer opens the app, authenticates, and transacts. No loading screens, no authentication loops, no "please try again."
Tap the app icon: Native app, not a PWA. A 200ms splash screen and you are ready to go.
Face ID recognizes you: If the camera fails, it falls back to Touch ID or PIN. No manual retries.
Home screen with up-to-date balance and shortcuts: Personalized based on recent usage. Frequent actions are just a tap away.
Transfer confirmed: Suggested frequent contact. Biometric confirmation. OK push notification.
Internationally recognized innovation
In the fall of 2021, IC Mobile Banking received the Best of the Show 2021 award for introducing our native mobile application. It is truly user-centric, transforming the concept and language of traditional banking apps by offering a fully personalized experience for every user, all within a single banking app.
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